无码一区二区三区高清在线观-无码一区二区三区高清在线-无码一区二区三区电影-无码一区二区三区不卡av-无码一区二区三区不卡-无码一区二区三区va在线播放

首頁 > 母嬰教育 > 

什么是整存整取定期儲蓄

2023-06-04   來源:互聯(lián)網(wǎng)

整存整取定期存款,指約定存期,整筆存入,到期一次支取本息的一種儲蓄。接下來小編為大家整理了什么是什么是整存整取定期儲蓄,希望對你有幫助哦!

Lump-sum deposit & withdrawal time deposit refers to savings deposit whose principal is deposited at a time with the minimum amount of 50 RMB yuan and whose term is set by the depositor at the time of account opening. The maturities range from three grades: 3 months, 1/2 year, 1 year, 3 years, 5 years. A deposit certificate(passbook) is issued to you after the principal is deposited. When the deposit falls due, the depositor can withdraw the principal and accrued interest with the certificate(bankbook).

Service Features


(相關(guān)資料圖)

1.Lump-sum deposit & withdrawal time deposit has the characteristics of long maturity and high interest rate, and the longer the period, the higher the interest rate, which is suitable for depositing of savings that will not be used within a quite long period of time. It will satisfy the depositor’s needs of accumulated funds with plans for a definite purpose.

2. In the deposit term, the interest is calculated at the same rate on time deposit. If there is no withdrawal upon maturity date, the interest, which is post dated, is calculated at the current deposit rate declared on the day of withdrawal. If the depositor agrees, the bank can manage a promissory or an automatic renewal time deposit. Then the interest will be calculated at the rate declared on the redeposit day.

3.Partial or full amount withdrawal in advance and collection from other places are permitted. For the withdrawal amount in advance, the interest is computed at the current rate quoted on the day of withdrawal.

Procedures for Account Opening

1.In opening an account, the depositor shall present his ID card or other valid credentials.

整存整取定期儲蓄存款是指一次存入本金,起存金額為50元人民幣,開戶時確定存期的一種儲蓄形式。存期分三個月、半年、一年、三年、五年,由儲蓄機構(gòu)發(fā)給存單(折),到期憑存單(折)支取本息。

業(yè)務(wù)特點

1、整存整取定期儲蓄存款具有期限長、利率高的特點,而且存期越長利率越高,適用于較長時期不用的節(jié)余款項的存儲, 可以滿足人們?yōu)橐欢ㄓ猛径杏媱澊嫒〉男枰?/p>

2.Such deposit may be withdrawn fully or partly prior to maturity for once, or, upon authorization in advance, and handled on agency renewal of depositing upon maturity by the bank.

3.At the time of account opening, the client may choose the method of withdrawal by password or with a passbook. If the method of withdrawal by password is chosen, the depositor shall enter on the spot a six-digit password into your savings account through the password processor on the counter.

2、存期內(nèi)按存入時同檔次定期利率計息,到期未支取,超過存期部份按支取日公布的活期利率計息。也可根據(jù)儲戶意愿,辦理定期存款到期約定或自動轉(zhuǎn)存,存款到期轉(zhuǎn)存,按轉(zhuǎn)存日掛牌公告的利率計息。

3、整存整取定期儲蓄存款可以部分或全部提前支取,也可以辦理異地托收。提前支取按支取日掛牌公告的活期儲蓄存款利率計息。

開戶手續(xù)

1、開立存款賬戶時,儲戶可憑其身份證或其他有效身份證件。

2、本存款可允許全部或部分提前支取一次,也可預(yù)約由銀行代辦到期轉(zhuǎn)期續(xù)存。

開戶時可選擇憑密碼取款或憑存折取款方式,如選擇憑密碼取款方式,儲戶須當(dāng)場在柜臺上的密碼器上輸入一個6位數(shù)字作為賬戶的密碼。

詞條內(nèi)容僅供參考,如果您需要解決具體問題
(尤其在法律、醫(yī)學(xué)等領(lǐng)域),建議您咨詢相關(guān)領(lǐng)域?qū)I(yè)人士。

推薦詞條

主站蜘蛛池模板: 国产三级手机在线 | 成人av无码系列 | 极品私人尤物在线精品首页 | 五月天国产草草国产亚 | 国产精品无码电影在线观看 | 2024国产自产拍精品露脸不卡 | 亚洲免费视频在线 | 人妻系列无码专区按摩 | 国产乱伦人妻一区二区三区四区 | 国产日韩aⅴ无码一区二区三区 | 国产AV精国产传媒 | 国产99一区免费视频 | 天美传媒国产今日推荐 | 99久久精品午夜一区二区 | 国产亚洲欧美日韩三区电影 | 2024韩国伦理电影 | 国产av蕾丝娇喘小仙女 | 国产精品亚洲片精品 | 色窝窝亚洲AⅤ网 | 欧美性猛交xxxx免费 | 免费看一级高潮毛片 | 亚洲精品自慰喷水白浆 | 女人18毛毛片兔费码A片 | 国产三级视频在线观看视 | 国产中文真人一级a爱做片 国产中文制服丝袜另类 | 久久精品极品盛宴观看 | av无码国产精品色午夜 | 精品视频第一页 | 欧美一级视频精品观看 | 亚洲国产日韩一区二区av | 国产精品一区二区资源 | 久久综合九色欧 | 西西人体一级毛片大胆的女人 | 国产久久久国产精品免费看 | 亚洲欧美一区二区三区日产 | 国产精品久久久久福利网站 | 91po国产在线精品免费观看 | 精品丝袜中文字幕乱码 | 精品久久久久久无码中文字幕一 | 久久久久久精品色费色费s 久久久久久精品天堂无码中文 | 欧洲成人在线观看 |